Employee Benefits

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*Medical Coverage - BCBSMS

  • $4,000 Calendar Year Deductible
  • Maximum Out of Pocket $6,350
  • Up to $3,800 reimbursed after employee pays $2,550
  • $50 Physician Co-pay
  • Network Provider 80% - 20% coverage
  • 100% Annual Healthy You Checkup
  • Unlimited lifetime maximum benefits

*Prescription Drug Coverage

  • $100 calendar year deductible
  • $15 Co-pay - Category 1
  • $35 Co-pay - Category 2
  • $75 Co-pay - Category 3
  • $100 Co-pay - Category 4

*Dental Coverage - Principal Financial Group

  • $50 calendar year deductible
  • Type I 100%
  • Type II 80%
  • Type III 50%
  • $1,000 Maximum Per Calendar Year

*Life Insurance – Cigna

  • $100,000

*Long Term Disability – Cigna

  • 60% Replacement/Month to Max of $7,500/90 Day Elimination Period

*Short Term Disability – Cigna

  • 60% Replacement/Week to Max of $1,500/14 Day Elimination Period

*100% of employee premium paid by Phi Theta Kappa

**Employees are eligible for benefits on date of hire


Vision Coverage – United HealthCare

  • Specialty Benefits
  • $10 exam co-pay
  • $10 materials co-pay
  • Exam every 12 months, Lenses every 12 months, Frames every 24 months

(Voluntary; premium is paid by employee)


AFLAC – Section 125 Plan

  • Flexible Spending Account
  • Dependent Day Care

               (Voluntary)

401k Retirement Savings Plan

  • Contributions are tax deferred
  • 100% employer match up to 5% of salary
  • Fully vested at time of enrollment

                            (Voluntary)


Holidays

  • New Year's Day
  • Martin Luther King, Jr. Day
  • Presidents Day
  • Spring Holiday
  • Memorial Day
  • Independence Day
  • Labor Day
  • Thanksgiving Day
  • Day after Thanksgiving
  • Christmas Day
  • In December & January, staff receive 7 work days off in addition to Christmas Day & New Year's Day.

Annual Leave/Sick Leave

  • Annual Leave -11.25 hours per month accrued (225 max)
  • Sick Leave – 7.5 hours per month accrued (495 max)

Healthy Workplace Benefits

  • Time off for Healthy You! Exam – up to three hours per year (requires supervisor notification).
  • Up to $100.00 per year reimbursement for athletic equipment, apparel, or related items
  • Up to $75.00 annual reimbursement for organized Walk/Run/Marathon event
  • Time off to participate in wellness activities - employees can take up to thirty minutes, three times a week, to exercise by arriving at work later or leaving earlier than usual. Employees should continue to work 7.5 hours per day but shorten lunch periods to allow time to work out (requires supervisor notification and approval).

Professional Development Policy

Benefits to support attainment or maintenance of credentials or skills that are of mutual benefit to both the employee and the Organization, are available for full-time employees who have completed six months of satisfactory employment and prior authorization. Approved job-related courses are those that involve subjects that will benefit the employee in executing present job responsibilities or where it is a part of an employee’s planned development within the organization.


Employee Assistance Program - Cigna

Life Assistance Program services are available 24 hours a day, seven days a week with confidential support, guidance, and resources.


LifeLock® Identity Theft Protection


Memberships/Discounts

  • Sam's Club Membership
  • JoS A. Bank Clothier Discount